A6 Budget Planner German with PU Leather Budget Binder Budget Sticker Divider Linea Pockets Label Stickers for Financial Planner, Buget, Household Book, Money Saving Folder, Cash Stuffing
A6 Budget Planner German with PU Leather Budget Binder Budget Sticker Divider Linea Pockets Label Stickers for Financial Planner, Buget, Household Book, Money Saving Folder, Cash Stuffing
A6 Budget Planner German with PU Leather Budget Binder Budget Sticker Divider Linea Pockets Label Stickers for Financial Planner, Buget, Household Book, Money Saving Folder, Cash Stuffing
- Super value binder budget pack: you will receive 1 x A6 budget binder, 30 x German budget sheets, 1 x A6 coloured binder divider, 12 x A6 binder pockets, 1 x A6 3 card slot bag, 1 x A6 2 card slot bag, 1 x ruler, 3 x stickers, 2 x German budget stickers, 5 x self-adhesive label stickers 30 pieces. This is a great combination that can help you keep a detailed overview, streamline spending, start saving and achieve financial goals.
- Notebook binder: the A6 ring binder is made of high-quality PU leather, very soft, so you have a pleasant feeling. The 6 ring binder is made of stainless steel, which can hold the paper firmly and prevents it from falling off. The inner layer of the notebook binder has hidden compartments and a pen ring design, the card slots and pockets inside can organize your passports, tickets, cards, cash, stamps, etc.
- Practical A6 money envelopes: the binder pockets for budgeting are waterproof and tear-resistant, which can protect your belongings from water and dust. These bags are perfect for storing banknotes, cash, coupons, cards and other small items. These transparent money compartments are equipped with plastic zips to keep your items safe and prevent them from falling off.
- Money organiser and saving assistant: with the budget planner, you can organise your cash or bank card for the budget. With category stickers and plan papers, you can easily handle invoices and manage multiple jobs and other small items. It helps you keep track of your cash inlets and outflows and save money. With the category stickers, you can easily capture and organise the importance of each category.
- Easy to use: the rust-proof ring binder is easy to open and close. The household paper is thick and flat, which is easy to write. The page marker contains five eye-catching colours, and the letter stickers are easy to remove and help with budget classification. The affordable package meets your daily needs. It is an ideal gift for family, friends, colleagues and children, suitable for home, office, school and travel.
| Brand: | modacraft |
|---|---|
| Color: | gray |
| Manufacturer: | modacraft |
| Part Number: | KQ2NYGM |
| Material Type: | Faux Leather |
| Isin: | IWLFLTR26VCH |
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Fast Shipping
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What is the Cash Envelope System?
With the Cash Envelope System, you can regain control and track how much money you spend on specific categories in your budget.
Instead of using a debit or credit card, use cash for those areas in your budget where you tend to spend too much money.
Money organiser helps you finish the cycle from paycheck to paycheck and finally organise your finances!
The uses of this envelope system are multifaceted and you can use it as a planner, budget planner, money pockets for cash, cash envelopes made of plastic.
This a6 money envelope planner can really change the way you handle your money and finances.
Budget binder is commonly used for:
Save money
pay off debt
budgeting
Sinking Funds
And more.
What do you get from the Budget Binder Money Organizer?
1 x A6 budget binder,
30 x German budget sheets,
1 x A6 coloured binder divider.
12 x A6 binder pockets.
1 x A6 3 card slot bag.
1 x A6 2 card slot bag.
1 x ruler.
3 x stickers.
2 x German budget stickers.
5 x self-adhesive label stickers.
PRETTY GIFT:
This household book with zip envelopes is an ideal gift for family, friends, colleagues and children. We hope that these cash binders and envelopes for budgeting will help you improve your financial situation.
With the Cash Envelope System, you can regain control and track how much money you spend on specific categories in your budget.
Instead of using a debit or credit card, use cash for those areas in your budget where you tend to spend too much money.
Money organiser helps you finish the cycle from paycheck to paycheck and finally organise your finances!
The uses of this envelope system are multifaceted and you can use it as a planner, budget planner, money pockets for cash, cash envelopes made of plastic.
This a6 money envelope planner can really change the way you handle your money and finances.
Budget binder is commonly used for:
Save money
pay off debt
budgeting
Sinking Funds
And more.
What do you get from the Budget Binder Money Organizer?
1 x A6 budget binder,
30 x German budget sheets,
1 x A6 coloured binder divider.
12 x A6 binder pockets.
1 x A6 3 card slot bag.
1 x A6 2 card slot bag.
1 x ruler.
3 x stickers.
2 x German budget stickers.
5 x self-adhesive label stickers.
PRETTY GIFT:
This household book with zip envelopes is an ideal gift for family, friends, colleagues and children. We hope that these cash binders and envelopes for budgeting will help you improve your financial situation.
Processing Time
- We process and ship orders Monday through Friday, excluding holidays.
- Most orders are processed within 1–3 business days, depending on product availability.
- Processing time does not include delivery time, which varies based on your location and the product’s shipping origin.
Shipping Coverage
We currently ship to addresses within the United States only.
Products may ship from:
- Our U.S. warehouses, or
- Our international fulfillment centers (including Korea, Japan, China, Australia, Mexico, Canada, the United Kingdom, and the EU).
Each product page clearly displays the “Ships From” location before checkout.
Shipping Methods & Estimated Delivery
| Shipping Method | Estimated Delivery | Cost |
|---|---|---|
| Free Shipping (US) | 5–10 business days | Free, available on eligible items |
| Standard Shipping (US to US by Item) | 5–10 business days | $6.50 for the first item, $2.00 each additional |
| Standard Shipping (From US Warehouse by Weight) | 3–7 business days | Starts at $6.50, increasing by $2 for every additional 4 oz (0.25 lb) up to 1 lb, then by $4 for each additional pound beyond 1 lb. |
| Extended Delivery (Ships from Overseas Warehouse) | 10–20 business days | $14.50 for the first item, $2.00 each additional |
Shipping costs vary by product weight, quantity and origin. Exact rates and delivery estimates are displayed on each product page and confirmed during checkout.
Free Shipping
We offer free standard shipping on select products or during promotional periods. Availability of free shipping will be displayed on the product page and at checkout.
Carriers
We primarily use USPS and UPS for U.S. deliveries. Items shipped from international warehouses may be handled by partner carriers depending on the country of origin.
Import Duties & Taxes
All import duties and taxes for goods imported into the United States are included in the product price. There are no hidden fees or additional charges at checkout.
Tracking & Notifications
Every order is fully trackable. You will receive a tracking number via email once your order ships. If your order ships in multiple packages, each package will have its own tracking number. If you don’t receive a shipping confirmation immediately, your order is still being processed and will arrive within the estimated timeframe shown at checkout.
You can track your shipment anytime using the Track Your Order page on our website.
Order Changes & Cancellations
If you need to modify or cancel an order, please contact our customer support team as soon as possible. Orders can only be canceled before they ship. Once shipped, cancellations are not possible, but you may request a return after the item is delivered.
Contact: support@ibspot.com
Item Not Received
If your tracking number shows “Delivered” but you haven’t received your package:
- Check with your local USPS or UPS office.
- Confirm that the shipping address provided was correct.
- If the issue remains unresolved, contact support@ibspot.com for assistance.
Damaged or Lost Parcels
If your package arrives damaged or fails to arrive, please contact us immediately. For deliveries to P.O. boxes, ibspot is not responsible for damage caused by weather, temperature, or theft.
Customer Support
For any questions about shipping, tracking, or delivery, our customer support team is here to help.
Email: support@ibspot.com
We’re always happy to help.
Please read our policy carefully before making a purchase.
We aim to ensure every customer has a smooth and transparent experience with ibspot.com.
Order Cancellation Policy
Customers may request to cancel an order before it has been shipped.
Once the package has been shipped, cancellations are no longer possible; however, you may still request a return after receiving your order.
How to Request a Cancellation
You can contact us through:
- Email: support@ibspot.com
- Contact Form: Submit a request through our Contact Us page
Please submit your cancellation request as soon as possible after placing the order to allow us to process it before shipment.
Return Policy
We accept returns for most items within 30 days of delivery for a full refund.
To be eligible for a return:
- The item must be unused, in the same condition as received, and in its original packaging.
- A tracking number must be provided to confirm the return shipment.
Non-Returnable Items
Certain products cannot be returned, including:
- Perishable goods (for example, food, flowers, newspapers, magazines)
- Intimate or sanitary goods
- Hazardous materials or flammable liquids/gases
- Gift cards
- Downloadable software
- Some health and personal care items
Partial Refunds (If Applicable)
Partial refunds may be granted in specific situations, such as:
- Books with obvious signs of use
- Opened CDs, DVDs, software, or vinyl records
- Items not in their original condition, damaged, or missing parts not due to our error
- Items returned more than 30 days after delivery
How to Return an Item
To initiate a return, please contact us at support@ibspot.com with your order number and details about the product you wish to return.
Our team will provide you with return instructions and a prepaid return label.
Shipping Cost for Returns
Please contact us before returning any item.
We will provide a free return shipping label.
If a return is sent back without prior contact or without our provided label, we cannot be held responsible for return shipping costs.
For items valued over $75, we recommend using a trackable shipping service or purchasing shipping insurance.
We cannot guarantee that we will receive your returned item if shipped independently.
Refund Processing
Once your return is received and inspected:
- In-store returns are refunded to the original form of payment or issued as a gift card.
- Mail-in returns using our prepaid label are refunded to the original payment method within 3–5 business days after we receive your return.
Please allow:
- 5–7 business days for the return to reach our Returns Center.
- An additional 3–10 business days for your bank to post the refund to your account.
Damages, Issues & Claims
Please inspect your order immediately upon receipt.
If you receive a defective, damaged, or incorrect item, contact us right away at support@ibspot.com.
We’ll evaluate the issue promptly and make it right.
Product Claims
Before purchasing, please review product details carefully.
If there is a problem with your order upon arrival, visit our Support Center or contact us directly to arrange return shipping or replacement.
Exchanges
We do not process direct exchanges.
The fastest way to get what you need is to return the original item and place a new order once your return is accepted.
Return Address
IBSPOT Return Center
15 Sawmill Ln
Dover Plains, NY 12522
United States
Customer Support
Our support team is available 24/7 to assist with cancellations, returns, or general inquiries.
Email: support@ibspot.com
Contact Form: Contact Us page
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